People in their 40s

As we often hear it said, 40 is the new 30.

When you reach your 40s, you are likely to be more established in your career and have more disposable income than you did in the previous decade.

At this stage of life your mortgage will most likely still be large, and your children will still be financially dependent on you. Despite your more secure financial position, these responsibilities make it more important than ever to plan wisely.

Your family

Whether they’re in their school years or graduating soon, your children will undoubtedly be your priority and their financial needs may well still be your responsibility.

Budgeting for immediate requirements as well as long-term costs requires careful planning. We also help you prepare for unexpected events and ensure that you have stable safety nets in place to protect your family.

Your future

As your children get older and you progress in your career, your thoughts may turn to your own objectives and the future lifestyle you want to secure. Even if retirement is over 20 years away, we help you put plans in place to make the transition as smooth as possible.

Now is the perfect time to begin thinking seriously about organising your finances for life beyond work.

Your home

From paying your mortgage to making home improvements, we all know that owning and maintaining property is a costly process. Financial planning will give you security, whether you want to secure the right mortgage, remortgage, add that extension or explore Buy to Let. We’ll ensure you have a robust financial plan in place to achieve your objectives.

Please note: The Financial Conduct Authority (FCA) does not regulate Buy to let properties.

What do our clients have to say?

I have been a client of Taylor McGill Financial Services since 2014. At that time, I had a number of annuity style pensions, both private and company, which I wanted to transfer into a single drawdown facility. Daniel contacted the trustees of the funds to expedite a speedy and cost-effective reassignment and professionally dealt with the significant red tape required to do so very effectively. Since then I have retired and have found Daniel is always very prompt and attentive when I require funds. I find our regular meetings very informative, both in terms of aligning my drawdowns to my specific requirements but also in terms of understanding tax-efficient vehicles for future investments. All in all, I have found Taylor McGill and Daniel Taylor in particular, very professional and easy to work with. I am very happy to be their customer. Sean, Ravenshead A client since 2013
On my retirement, over ten years ago, my lump sum was invested in a low-risk portfolio which had been making satisfactory gains but was not actively managed. I have no aptitude for picking stocks and shares, but I need to feel that the right decisions are being made in regard to the placing of my financial resources. Recently I became the beneficiary of a bequest in the form of a percentage of a pension pot. I had no idea as to how to proceed with this sum and the legalities which attached to it. Daniel Taylor of Taylor McGill provided all the information I needed to make choices and guided me through the steps needed for the transfer of funds, taking note of my attitude to risk. Also, at my request, he examined my original portfolio and made sure that it will be held in a tax-free ISA. Throughout these meetings, he had relevant information at his fingertips and was able to answer my queries, either then or later, online. I am very satisfied with the service I received. Barbara, Suffolk A client since 2017
We have been using Taylor McGill as our financial advisers for approximately thirty years. Originally it was Simon who provided the advice, and latterly his son Daniel has taken over our portfolio. We have sought advice on pensions, ISAs and other financial transactions. We have always been more than satisfied with the advice received and have recommended them to several of our friends and colleagues. Being a small, family firm, we are seen by the same person each time, whether this be for our annual review or on any occasion when a need or query has arisen. We know the partners very well and we’re very grateful that we do not have to endure constant changes in personnel. They are always readily available, and we like the personal touch. Terence and Mollie, Nottinghamshire A client since 1991
I have been trading with Taylor McGill since the mid-1980s and continue to be very comfortable with their business attitude and product recommendations. Initially they took great care and time to understand our business, its structure and needs. Not only do I get first-class service from Taylor McGill, but over the years they have constantly monitored (and moved, if necessary) my investments and pensions as new legislation requires in an ever-changing market place. Steve, Leicestershire A client since 1991

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